Juben issued to Y 2 post-­‐dated checks as security for pieces of jewelry to be sold. Y negotiated the check to S. When Juben failed to sell the jewelry he withdrew all his funds from the drawee bank. After dishonor, Juben contends that the holder failed to give her a notice of dishonor. Is notice of dishonor necessary?


He was responsible for the dishonor of his checks, hence, there was no need to serve him notice of dishonor. (State Investment House, Inc. v. CA, G.R. No. 101163, Jan. 11, 1993)