The bank remains liable to the holder if it paid the certificate of deposit payable to bearer without requiring its surrender (Far East Bank & Trust Company v. Querimit, G.R. No. 148582, Jan. 16, 2002).
Musikatorni is a musical project by Atty. Ranny Randolf B. Libayan, known for its original song compositions that blend insightful lyrics with captivating melodies. The project features a variety of songs, including "Halang Ang Hinahalal," "Ayuda Nation," and "Pamily Bisnis Ang Political Dynasty," which address social and political issues with a unique musical twist.
Musikatorni's music is characterized by its thought-provoking themes and powerful delivery, making it a standout in the music scene. The project has gained a following for its ability to connect with listeners through its meaningful content and engaging sound.
Spotify 
iTunes 
AppleMusic 
YouTube 
