Chris, a boxer, is a holder of an accident insurance policy. In a boxing match, he died after being knocked out by the opponent. Can his father who is a beneficiary under said insurance policy successfully claim indemnity from the insurance company?
Yes. Clearly, the proximate cause of death was the boxing contest. Death sustained in a boxing contest is an accident. (De la Cruz v. Capital Insurance & Surety Co., G.R. No. L-21574, June 30, 1966)