Yu Pang Cheng v. CA- Life Insurance Policy

105 PHIL 1930


>  Yu Pang Eng obtained a life insurance policy naming his brother Yu Pang Cheng as beneficiary.

>  Eng subsequently died of medullary carcinoma, Grade 4, advanced and lesser curvature.

>  Cheng claims the proceeds of the policy.

>  Insurance co. refused payment on the ground that the policy was void due to the concealment.


Whether or not the policy is void.



In the application for the policy, Eng was asked whether he had been ill or had consulted a doctor due to symptoms or illnesses enumerated in the questionnaire.  He answered “ No”, when in fact he was hospitalized seven months prior to his application for the said policy.