EXCEPTIONS TO THE BENEFITS OF EXCUSSION

1.   If the guarantor has expressly renounced it;

2.   If he has bound himself solidarily with the debtor;

3.   In case of insolvency of the debtor;

4.   When  he  has  absconded,  or  cannot  be  sued  within  the Philippines unless he has left a manager or representative;

5.   If it may be presumed that an execution on the property of the principal debtor  would not result in the satisfaction of the obligation.

6.   If he doesn’t comply with Article 2060

7.   If he has a judicial bondsman and sub-surety

8.   Where  a  pledge  or  mortgage  has  been  given  by  him  as special security

9.   If he fails to interpose it as a defense before judgment is rendered against him