PROTECTION OF THE MORTGAGEE IN GOOD FAITH

> This doctrine is the exception to the rule on when mortgage should be done by the absolute owner of the property mortgaged

> A mortgagee has a right to rely in good faith on the certificate of title of the mortgagor to the property given as security and in the absence of any sign that might arouse suspicion, has no obligation to undertake further investigation. Hence, even if the mortgagor is not the real owner of, or doesn’t have a valid title to, the mortgaged property, the mortgagee in good faith nevertheless is entitled to protection